Skip to main content

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Rates • Lost or Stolen Card • Location • Contact Us

Business network concept with groups of businesspersons

Current Rates

Effective as of January 1, 2026

For more information about our current rates, or for information about our commercial account rates, please contact us.

Security Bonus Checking

Daily Balance	Interest Rate	Depending on the balance in your account the Annual Percentage Yield (APY) will:
Below $50,000.01	2.85%	Equal 2.89%
Equal to or greater than $50,000.01	0.30%	Range from 2.89% to 0.30%
Base rate on the entire balance when qualifications are not met	0.10%	0.10%
$100 minimum deposit to open. To receive the Bonus Rate, the following requirements must be met each Monthly Qualification Cycle: 1. Sign up for Online Banking and elect to receive Electronic Statements 2. Have at least 1 direct deposit, ACH credit or ACH debit post and settle to your account 3. Have at least 10 Debit Card transactions of $3 or more post and settle to your account Don't worry if you miss qualifying one month. You will still earn our base interest rate, and you can earn your rewards in full the next cycle! APY on checking & savings accounts assumes interest is compounded monthly. Interest rate and APY may change at any time at the Bank's discretion. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account.

Security Platinum 55 Checking

Balance	Rate	APY*
All balances	2.85%	2.89%
$100 minimum deposit to open. *APY = Annual Percentage Yield. APY on checking & savings accounts assumes interest is compounded monthly. Interest rate and APY may change at any time at the Bank's discretion. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account.

Security Savings

Balance	Rate	APY*
All balances	1.75%	1.76%
$100 minimum deposit to open. *APY = Annual Percentage Yield. APY on checking & savings accounts assumes interest is compounded monthly. Interest rate and APY may change at any time at the Bank's discretion. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account.

Certificates of Deposit

Term	Rate	APY*
30 Days	3.00%	3.04%
90 Days	3.00%	3.04%
182 Days	3.50%	3.55%
12 Months	3.45%	3.49%
18 Months	3.45%	3.49%
24 Months	3.50%	3.55%
36 Months	3.50%	3.55%
48 Months	3.50%	3.55%
60 Months	3.50%	3.55%
$2,000 minimum deposit to open. Must maintain a minimum daily balance of $2,000 in the account each day to obtain the disclosed annual percentage yield. *APY = Annual Percentage Yield. APY on CDs assumes interest is compounded quarterly and stays on deposit until maturity. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal from a Certificate of Deposit.

Money Market Accounts

Balance	Rate	APY*
$0 - $25,000	0.50%	0.50%
$25,000.01 - $100,000	1.75%	1.76%
$100,000.01 - $250,000	2.35%	2.38%
$250,000.01 - $500,000	2.65%	2.68%
Equal to or greater than $500,000.01	2.80%	2.84%
$1,500 minimum deposit to open. *APY = Annual Percentage Yield. APY on checking & savings accounts assumes interest is compounded monthly. Interest rate and APY may change at any time at the Bank's discretion. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account. Call us for current business account rates, 918.644.6100.

Experience the Difference!
Contact Us

Download our Free Mobile App!

Open a Deposit Account